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      Bernard A. Kloenne
      Chairman of the Board
      Owner, Inland Envelope Company  
      Tom Byington
      President and Chief Executive Officer
      Golden State Bank
      Ronald G. Biagi
      Managing Director
      Biagi Management Group, LLC
      Raymond L. Crebs
      Principal, New Direction
      Mortgage Industry Consultant
      Artak Daldumyan
      Registered Branch Owner/Manager
      World Financial Group
      Broker/Owner
      Westways Mortgage Affiliated
      Robert C. Osborn
      Owner, Whittier Fertilizer
      Rudolph F. Silva
      Secretary
      Principal, Silva & Silva Accounting
      Robert H. Sorosky, M.D.
      President
      Robert H. Sorosky, M.D., Inc


      FDIC
      Equal Housing Lender

      Golden State Bank

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